The groundbreaking solution Car eWallet is a joint project carried out by the technology group ZF, the major Swiss bank UBS, and the American IT company IBM. This “pocketbook on wheels” as a form of mobile payment is a good example of the fact that the digital services sector will continue to grow. According to a study by McKinsey & Company, automotive manufacturers generated around 0.8 percent of their total revenue in 2016 with mobility services. In the future (by 2030), this share will climb to 23 percent. “The trend toward car sharing and the autonomous vehicles of the future make a transaction system available to everyone more important than ever,” says Mamatha Chamarthi, Chief Digital Officer of ZF.
By integrating Car eWallet into the artificial intelligence control unit, ZF ProAI combines two elements that will undoubtedly belong together in the future. Self-driving vehicles will need both a high-performance central processing unit like ZF ProAI and a digital agent, which can execute tasks independently and authorize payments without the owner or user having to act.